Finding auto insurance can be challenging, especially for drivers with traffic violations. In Washington, several insurance companies cater to individuals looking for coverage despite their driving history. Below are some of the best auto insurance companies in Washington for drivers with traffic violations.
1. Geico
Geico is known for its competitive rates and flexible options, making it an excellent choice for drivers with traffic violations. They offer various discounts, which can help lower premiums. Additionally, their online tools make it easy to compare quotes and understand coverage options.
2. Progressive
Progressive is another popular choice known for providing insurance to high-risk drivers. They offer a program called "Name Your Price," allowing drivers to select coverage based on their budget. Their Snapshot program can give discounts for safe driving habits, which may benefit drivers looking to improve their record.
3. State Farm
State Farm offers various plans that are beneficial for drivers with traffic violations. They prioritize customer service and provide support to help individuals understand their insurance needs. They also offer discounts for multiple policies and safe driving courses.
4. Allstate
Allstate has tailored options for drivers with a less-than-perfect driving record. They offer rideshare insurance, which can appeal to drivers who use their vehicles for services like Uber or Lyft. Additionally, Allstate's accident forgiveness program can benefit those who have had a recent violation.
5. USAA
For military members and their families, USAA provides comprehensive auto insurance coverage, even for those with traffic violations. They are known for their exceptional customer service and competitive rates, making them a top choice for eligible individuals.
6. Farmers Insurance
Farmers Insurance understands that traffic violations can happen to anyone. They offer personalized policies that can help mitigate the impact of a poor driving record. Their agents work closely with clients to find suitable coverage options that match their specific situation.
7. Nationwide
Nationwide provides coverage options that can accommodate drivers with traffic violations. They offer a unique program called SmartRide, which rewards safe driving habits with discounts, allowing drivers to lower their premiums over time.
Conclusion
Choosing the right auto insurance company in Washington when you have traffic violations requires careful consideration. Geico, Progressive, State Farm, Allstate, USAA, Farmers Insurance, and Nationwide offer various plans to meet the needs of high-risk drivers. Be sure to compare quotes, examine coverage options, and inquire about discounts to find the best policy for your specific circumstances.
