Finding the right auto insurance can be particularly challenging for drivers with accidents on their records. In Washington, numerous insurance companies cater to this demographic, offering various options at competitive rates. Below is a list of some of the best auto insurance companies in Washington for drivers with accidents, along with key features that make them stand out.
1. GEICO
GEICO is known for its extensive coverage options and competitive pricing. They provide a variety of discounts that can benefit drivers with accidents, including safe driving courses and vehicle safety features.
Key Features:
- 24/7 customer service
- Online quotes and policy management
- Accident forgiveness option
2. Progressive
Progressive offers tailored policies for drivers with a less-than-perfect driving record. Their Name Your Price tool allows customers to find coverage that fits their budget. Additionally, Progressive is known for its Snapshot program, which rewards safe driving behaviors.
Key Features:
- Flexible payment options
- Discounts for bundling insurance policies
- Roadside assistance coverage
3. State Farm
State Farm is one of the largest insurers in the country and provides personalized service through local agents. They offer a range of discounts that can help mitigate costs for drivers with accidents, including loyalty discounts and safe driving programs.
Key Features:
- Local agent assistance
- Mobile app for easy claims management
- Accident forgiveness after a certain period
4. Allstate
Allstate offers comprehensive coverage options for drivers who have had previous accidents. Their unique Drivewise program rewards safe driving habits with discounts. Moreover, Allstate provides various policy add-ons for enhanced coverage.
Key Features:
- Drivewise program for safe drivers
- Local agent support
- Customizable coverage options
5. Farmers Insurance
Farmers Insurance is known for its personalized approach and flexible coverage options. They provide educational resources to help drivers understand their insurance needs, making it a suitable choice for those recovering from accidents.
Key Features:
- Various discounts including multi-policy discounts
- Comprehensive online resources
- 24/7 claims service
6. Liberty Mutual
Liberty Mutual offers competitive rates for drivers with accidents due to their focus on customization and discounts. Their unique feature of accident forgiveness can really benefit drivers worried about rate increases after an accident.
Key Features:
- Customizable coverage options
- Accident forgiveness policy available
- Multiple discount opportunities
Conclusion
Choosing the right auto insurance company in Washington when you have accidents on your record is crucial. Companies like GEICO, Progressive, State Farm, Allstate, Farmers, and Liberty Mutual offer specialized coverage options that can help manage costs while providing essential protection. Always compare quotes and policies to find the best fit for your individual needs.
